ARBs under RA 11953 (New Agrarian Emancipation Act) receive free crop insurance through PCIC via RSBSA registration.

Republic Act No. 11953, also known as the "New Agrarian Emancipation Act", is a Philippine law signed on July 7, 2023, that condones all unpaid debts of agrarian reform beneficiaries (ARBs) related to land awarded under agrarian reform programs. It cancels debts related to land amortizations, including interest, penalties, and surcharges. It applies to agrarian reform beneficiaries (ARBs) with land under PD 27, RA 6657, and other related laws. It frees land titles (e.g., CLOAs) from mortgage liens tied to unpaid obligations. It aims to help ARBs fully own their land and improve agricultural productivity. In short, RA 11953 gives ARBs a fresh start by making their awarded land debt-free and mortgage-free.

A Certificate of Condonation and Release of Mortgage (COCROM) under RA 11953 is an official document issued to agrarian reform beneficiaries (ARBs) whose land-related debts have been condoned. COCROM is the legal proof that an ARB's financial obligation is wiped clean and their land is fully theirs, debt-free and unencumbered.

One of the mandates of RA 11953 is the RSBSA registration requirement of ARBs to receive government support, including the PCIC premium subsidy. An ARB must be registered in the Registry System for Basic Sectors in Agriculture (RSBSA).

Philippine Crop Insurance Corporation (PCIC) Participation - Crop Insurance Program. All ARBs are entitled to 100% premium subsidy for those insured under RSBSA - meaning ARBs don’t need to pay premiums.

The impact of PCIC crop insurance on RSBSA-registered agrarian reform beneficiaries (ARBs):  

1. Free Insurance Coverage. ARBs registered in RSBSA are automatically eligible for 100% government-subsidized crop insurance through the Philippine Crop Insurance Corporation (PCIC). Covers rice, corn, high-value crops, livestock, and non-crop assets (e.g., tools, facilities).

2. Protection Against Loss. Provides financial compensation in case of: Natural disasters (typhoons, floods, drought), Pests and diseases, and Accidental fire or damage.

3. Reduces Risk for Small Farmers. Insurance reduces financial vulnerability, allowing ARBs to recover faster after crop failures. Encourages continued planting and investment in better farming practices.

4. Improves Access to Credit. With insurance coverage, ARBs become more creditworthy to banks and cooperatives. Reduces lending risk for financial institutions.

PCIC crop insurance, when combined with RSBSA registration, gives ARBs a safety net against agricultural losses, improves their access to government support and financing, and helps ensure sustainable livelihoods.

 LINKS:

RSBSA Insurance Program

RSBSA Registration and Updating

RSBSA Frequently Asked Questions

 

 

ARBs receive indemnity thru DAR-PCIC Agri Insurance Program

Most of palay, corn destroyed during 3^rd quarter draught

A farmer-beneficiary receives indemnity check for his drought-damaged crops 

ALCALA, CAGAYAN -The Department of Agrarian Reform (DAR) and the Philippine CropInsurance Corporation (PCIC) is presently distributing crop loss indemnity checks in favor of affected agrarian reform beneficiaries (ARBs) who have availed of the DAR-PCIC Agrarian Reform Beneficiary-Agricultural Insurance Program(ARB-AIP) in Cagayan province.

According to Virgilio M. Acasili, Provincial Agrarian Reform Officer (PARO) of Cagayan-Batanes offices (DARPO-Batanes has been annexed to DARPO-Cagayan), they have already paid some of the farmers through Land Bank checks in order for them to be able to at least purchase the seeds/inputs needed for the next planting season without having to resort to heavy borrowing from usurers.

The first and second batches of indemnity payments amounting to a total of Php5,354,721.97 were made for ARBs in the municipalities of Alcala, Amulung, Piat, Gattaran, Lasam, Solana, Sto. Nino and Tuao where some 718.98 hectares of palay and corn cultivated by 449 agrarian reform beneficiaries (ARBs) were destroyed by the draught. Another set of schedule for payments of crop indemnity for affected ARBs in other municipalities have been calendared within this month of October 2013.

The ARB-AIP is a P17.1 billion crop insurance coverage plan between the DAR and PCIC, an attached agency of the Department of Agriculture (DA), wherein the DAR provides a premium subsidy worth P1 billion.

The insurance program benefits agrarian reform beneficiaries who are members of agrarian reform beneficiary organizations (ARBOs) in Cagayan province.

The ARB-AIP will provide protection for over 224,000 ARBs and members of their households nationwide who are farming around 330,000 hectares of land and raising approximately 30,700 farm animals.

It is a safety net for ARBs against losses caused by crop pests, diseases; losses from damage of farm machineries; and also from the devastating unpredictable weather patterns due to climate change.

In addition, an ARB covered under the program shall receive protection against loss of life or limbs under an Accident and Dismemberment Security Scheme. By:christiandsales