Showing posts with label credit. Show all posts
Showing posts with label credit. Show all posts

Tuesday, May 16, 2017

CABAYABASAN ARB COOP COOKS WITH FREE UNLI METHANE GAS

Another agrarian reform beneficiary organization (ARBO), that is, Cabayabasan Farmers Credit Cooperative in the Nueva Segovia Agrarian Reform Community in Lallo, Cagayan province is now enjoying the benefits of the Department of Agrarian Reform’s CPWASH project.
Methane is an important natural gas commonly used for fuel and electricity generation. 

A CPWASH is a potable water project implemented by the Department of Agrarian Reform (DAR) which stands for Community-Managed Potable Water Supply and Hygiene project. It is a regular project being undertaken by DAR to install low-cost water supply technology and sanitation systems that provides safe, clean and potable water for the agrarian reform beneficiary households in Agrarian Reform Communities (ARCs).
The first chamber of the bio-gas digester.
A CPWASH project is composed of four sub-projects, that is: (1) the rain water collector to hoard and store rainwater to be recycled before it reaches the aquifer; (2) the bio-sand filter to remove pathogens and suspended particles and reduce discoloration, odor and unpleasant taste; (3) the iron removal filter, to filter iron from the water to eliminate staining, the unpleasant smell and taste of the water; and (4) the bio-gas digester to convert organic waste into usable fuel. Funds for the projects are sourced from DAR and some counterpart from the LGU and the proponent cooperative/ARBO.
The second chamber of the bio-gas digester under construction. 
Unlimited bio-gas fuel for cooking is now available for the beneficiaries through the methane from the bio-gas digester. The raw materials for methane production comes from the animal waste of swine raised by the ARBs. As such, significantly large costs for cooking fuel is saved by ARBs. The ARB households have also stopped the traditional use of firewood as fuel for cooking in the community. The output from the digester (digested waste) can also be used as a high quality organic liquid fertilizer which can be sold for farmers at a much lower price than commercial fertilizers.
The second chamber being attached to the first chamber bio-gas digester which is later cemented. 

Farmers who have completed the CPWASH hands-on training will also be given Certificates of Training as Para-Engineers and can be summoned to build other CPWASH facility on other sites, which is another business opportunity for them or their cooperatives. 
The completed and installed operational bio-gas digester already producing methane gas fuel.

Installing the water filters.  Photos courtesy of Engr. Domingo Garello
Inspecting the Bio-gas facility, now the source of unlimited earth-friendly fuel gas for cooking.

Trying out the improvised gas burner. 
Turn-over by DARPO Cagayan to LGU Lallo of Kabayabas CPWASH Project. 

Inspecting the potable water after passing through the Iron Removal Filter. 
Photos courtesy of: Engr. Domingo Garello, Ms. Emely Salvatierra and Ms. Issandra Miguel

Friday, November 11, 2016

Agrarian Reform: Poverty incidence decreased through the Agrarian Reform Community (ARC) Strategy

A Study was conducted and it showed among others that the the Agrarian Reform Community (ARC) approach to rural development is an effective strategy to fight poverty in the countryside. The study is part of the second round of CARP impact assessment studies commissioned by the Department of Agrarian Reform (DAR). It aimed to assess the impact and gains of the program and to recommend policies, mechanisms or changes to enhance program implementation, particularly for the remaining balances in land acquisition and distribution and in expanding the reach and impact of the Agrarian Reform Community (ARC) strategy. 

The study mainly used official government databases of census and surveys of the National Statistics Office (NSO), the ARC database of the Bureau of Agrarian Reform Beneficiaries Development (BARBD) of DAR, and other administrative data from the Bureau of Agricultural Statistics (BAS) and National Statistics Coordination Board (NSCB). These databases were merged with the data on the 2006 Masterlist of the Agrarian Reform Communities, matched and analyzed. 

A rapid appraisal of five provinces was also done to examine the impact of government interventions on land markets and economic activities related to land (i.e., credit, capital accumulation, and land productivity). Results of the study show that it is the combination of possessing the land, being located in an ARC, and being in an ARC that increases a farmer household’s income and expenditure per capita and make them less likely to be poor. 

Within an ARC, there is no significant difference between ARBs and non-ARBs, thus demonstrating that returns to land ownership is significantly improved with the provision of support services. 

Furthermore, ARBs do better than non-ARBs in ARCs but both ARBs and non-ARBs in non-ARCs would have the same probability of being non-poor and they do worse than the respondents in ARCs. The benefit-cost analysis of the ARC strategy yielded a positive net present value showing that the benefits reaped from the ARC support services outweigh the cost of financing such services.  

Through the ARC strategy, poverty incidence decreased from 39.8% to 24.2% over the period 1990 and 2000. This reduction is slightly higher than that experienced by those in the non-ARC barangays, i.e., from 39.0% to 24.8% for the same period.

SOURCE: Balisacan, Arsenio, M. et al.  Study on the Impact of Comprehensive Agrarian Reform Program (CARP) on Poverty Reduction and Prospects for Long-Term Growth.  Asia-Pacific Policy Center, Diliman, Quezon City. October 2007.  PUBLISHED BY: Economic and Socio-Cultural Research Division

 Policy and Strategic Research Service, DEPARTMENT OF AGRARIAN REFORM 


Thursday, June 16, 2016

Agrarian Reform Communities (ARCs) draw Convergence Services


The Department of Agrarian Reform launched the Agrarian Reform Communities (ARC) in 1993 for its key program for national development. In the past, DAR has concentrated mainly on the distribution of land to the landless farmers, while this is the core of any agrarian reform program, experience has shown that this is not sufficient to raise the quality of life of the agrarian reform beneficiaries (ARBs). And that a strategic development was created which we call the ARCs wherein DAR has focused and realigned its priorities towards the development of viable agrarian reform communities. It is the ARCs where DAR has been intensifying its interventions to increase farm production, improve household income and promote sustainable development. With ARCs, the Department, in partnership with other CARP implementing agencies, local government units (LGUs), non-government organizations (NGOs) and people’s organizations (POs) have a structure for concentrating its resources and development efforts. Development interventions focus on Land Tenure Improvement (LTI) and Program Beneficiaries Development (PBD) to ensure economic, political, environmental and socio-cultural viability of the ARCs.

In 1995, the President of the Philippines issued Administrative Order No. 194 for the adoption of the Social Reform Agenda (SRA) convergence policy and its operationalization, which is considered a milestone in the field of rural development. The Administrative Order identifies Agrarian Reform Communities, among others, as convergence areas where the various agencies and entities shall focus their resources, services and interventions. The key components of ARC development are: (1) land Tenure Improvement (LTI); Social Infrastructure and Local Capability Building (SILCAB); (3) Sustainable Area-based Rural Enterprise Development (SARED); and (4) Basic Social Services Development (BSSD) including Gender and Development.

The ARC concept: An ARC is a barangay at the minimum or a cluster of contiguous barangays where there is a critical mass of farmers and farm workers awaiting the full implementation of agrarian reform. The farmers and the farm workers will anchor the integrated development of the area.

VISION: A nation where there is equitable land ownership with empowered agrarian reform beneficiaries who are effectively managing their economic and social development for a better quality of life.

MISSION: To implement CARP through the distribution of lands and provision of support services in order to attain social equity and promote sustainable development.

The National Scene: Access to land is essential to ensure that rural growth will substantially benefit the rural poor. A highly inequitable distribution of productive assets, such as land, does not only limit the participation of the poor in production growth but also stifles the potential of the country to achieve long-term growth. For more than six decades, land reform has been (and is still) the constant battle cry in the Philippines. Agriculture contributed almost P485 billion worth of the nation’s domestic goods and services in 1997. Three-fifths (3/5) or about 49 million of the population live in the countryside and nearly half (19 million) of the labor force work in the agricultural sector.

At present, there are 6 out of very 10 Filipinos who continue to live below the poverty line due to inequality in income distribution, among others. More than half of the nation’s wealth is controlled by the richest 20% while the bottom half of the population gets only one-fifth. In 1997, 44% of the rural families are living below the poverty line especially the rice, sugarcane, coconut and corn farmers.

The Tasks: To empower the farmer-beneficiaries through the following processes: (1) landownership and control of productive resources through distribution of remaining 1.1 million hectares (nationwide) of land to farming families within five years and maintain the efficiency standard for resolving agrarian cases; (2) promoting and strengthening the social institutions at the community level and at different levels of governance by enhancing the capability of the program partners, intensifying agrarian reform beneficiaries development, consolidating existing ARCs and expanding the rural development interventions in non-ARC areas; and (3) increasing access to productive resources by working closely with the Department of Agriculture (DA), Department of Environment and Natural Resources (DENR), other line agencies and local government units (LGUs) towards a convergence of services to meet the needs of ARCs, better management and increase foreign assisted projects, establishment of a joint-venture business arrangement between farmers and agribusiness firms, meaningful partnership with autonomous societal actors in land reform and rural development undertakings.

Strategies: In the implementation of the above-mentioned tasks, the following strategies shall be utilized: (a) completion of land distribution; (b) convergence mwith DA, DENR, strategic line agencies and LGUs focusing on specific crops, commodities and integrated farming systems; (c) continuation of the ARC development by expanding to embrace all ARBs, especially those not included in the existing ARCs and convergence zones; (d) social marketing campaign; (e) organization development of the DAR bureaucracy.

The agrarian reform agenda is grounded on three equally important principles with respect to the rural sector: economic development, social justice, and political democratization. Consistent with these three distinct but related principles and congruent with DAR’s vision and mission, the implementation of the ARC Development Plan has to be enhanced and expanded to contribute to the achievement of food security, poverty reduction, and countryside development. /cds

Friday, November 21, 2014

DAR-CARD successful experience in Cagayan province

A Testimony of the success experienced by the Naguillan Christian Multi-Purpose Cooperative in Lallo, Cagayan (North) through the DAR-CARD program of the Department of Agrarian Reform.

Monday, June 30, 2014

ARBOs in Cagayan province granted P8.6M APCP loan

There are at least five agrarian reform beneficiaries’ organizations (ARBOs) in Cagayan province who have applied for loan services from the DA-DAR-LBP Agrarian Production Credit Program (APCP) to finance crop production that will expand agri-enterprise and livelihood projects of their members.
Three of these ARBOs’ applications have been approved as of June 2014, namely: (1) Bical-Baliuag ARB MPC in CABICA Agrarian Reform Community (ARC), Penablanca, Cagayan with a total loan release of P3,300,000.00 for agricultural production loan on corn production benefiting 54 member-ARBs; (2) Caagaman ARC Multi-Purpose Cooperative in Caagaman ARC, Aparri, Cagayan with a loan release of P1,300,000.00 for agricultural production loan on rice production benefiting 60 member-ARBs; and (3) Aparri Valley of Jothbath MPC in Seabreeze ARC, Aparri, Cagayan with a loan release of P4,000,000.00 for agricultural production loan on rice production benefiting 130 member-ARBs.
The other ARBOs who have similarly applied for loan under the APCP but are still awaiting the approval thereof are: Bugnay MPC in the Sabung ARC, Tuao, Cagayan with a loan application of P3,000,000.00 for agricultural production loan on rice production to benefit 54 member-ARBs and Cabayabasan Farmers Cooperative in Nueva Segovia ARC, Lallo, Cagayan with a loan application of P1,500,000.00 to benefit 58 member-ARBs.
According to data earlier disclosed by Mr. Virgilio M. Acasili, Provincial Agrarian Program Reform Officer II (PARPO II) of Cagayan-Batanes provinces, only 57% of farmers have access to credit from financing institutions; that one in three ARBs in ARCs is in need of credit; that new ARB organizations may still not qualify under CAP-PBD and LBP regular lending program; that some ARB organizations still require organizational strengthening to make them credit worthy; and that for these reasons the DA, DAR and LBP have to pool resources and expertise to help ARBs access affordable credit, development assistance and marketing support. 
Sometime in 2012, PresidentBenigno S. Aquino, in line with his commitment to ensure ample support for Agrarian Reform Beneficiaries (ARB instructed the Department of Budget and Management (DBM) to release P1.0 billion to the Department of Agriculture (DA) for the nationwide implementation of the Agrarian Production Credit Program (APCP).
The release was made chargeable against the 2012 General Appropriations Act and is in accordance with a five-year Memorandum of Agreement (MOA) signed by the DA, the Department of Agrarian Reform (DAR), and Land Bank of the Philippines. It will provide much-needed credit assistance to farmer-beneficiaries under the agrarian reform program.
Under the MOA, the DA will place the P1-billion fund with Land Bank, P300 million of which will be allocated exclusively for Negros Occidental. The total fund will be used to support the credit requirements of ARBs or ARB household members for their individual or communal crop production projects including  agri-enterprise and livelihood activities.
Through the program, the DA will provide basic support and services, such as marketing assistance and technology packages to qualified ARB organizations (ARBOs). Meanwhile, DAR will be at the helm of identifying eligible ARBs or ARB household members to Landbank. The agency will also provide parallel institutional development assistance to participating ARBOs to help them graduate them to regular lending programs.
DAR will also provide capability-building assistance to beneficiaries, as well as professional management services and facilities support, including those for farm equipment, postharvest facilities, and storage, among others.
This capacity-building program is tailored for new and existing ARBs who are yet to avail loans. Adopting a more lenient set of policies and procedures in extending credit, APCP is the vehicle through which financial and technical services shall be delivered to ARBs consisting mainly of credit provisioning and capacity building to ARB organizations.
               Under this program, ARBs in organizations within the top 21 high LAD provinces shall be able to develop their knowledge and competencies in engaging and managing agri-enterprises, as well as upgrade their skills on financial management thereby enhancing their credit worthiness or bankability. /cds

Coop Bank Cagayan GA

  The convergence between the Department of Agrarian Reform (DAR) and the Cooperative Bank of Cagayan is crucial for the empowerment and fin...