STEP GO-DIGITS program for Cagayan ARBOs

The STEP GO-DIGITS program is a digital transformation initiative of the Department of Trade and Industry (DTI) that aims to help agri-based groups and rural enterprises become part of the digital economy. It does this by providing technology tools, internet connectivity, e-commerce onboarding, and digital skills support so these organizations can improve how they operate, market their products, and reach customers online.

How It Started for Cagayan ARBOs

In December 2025, DTI expanded the STEP GO-DIGITS project to include Agrarian Reform Beneficiary Organizations (ARBOs) in several regions, including Cagayan Valley (Region II). The government distributed Digitalization Business (DigiBiz) Kits to a group of ARBOs in Cagayan Valley, Central Luzon, Zamboanga Peninsula, and Northern Mindanao. These kits include technology such as Starlink Standard Enterprise V4 satellite internet equipment with priority data plans to help overcome poor or inconsistent connectivity in rural areas.

In Cagayan province, four (4) ARBOs were initial recipients of the STEP GO-DIGITS Project of DTI Regional Office 02:

• MBG Farmers Irrigators Credit Cooperative

• Nararagan Valley MPC

• PATASDA ARB Cooperative

• Solana West Farmers Cooperative

This technological support is meant to resolve a major challenge identified by DTI: over two-thirds of rural enterprises supported by the agency suffer from slow or non-existent internet, which limits their ability to participate in online selling, digital marketing, and virtual learning.

What It Means for ARBOs in Cagayan

For the ARBOs that received support under STEP GO-DIGITS in Cagayan Valley, this intervention is more than just new gadgets:

• Internet connectivity becomes reliable enough to support business activities that require a stable connection.

• Digital tools and platforms enable ARBOs to list products online, accept electronic payments, and run digital marketing campaigns.

• Virtual learning and networking opportunities increase as members can attend online training, webinars, and e-commerce onboarding sessions without connectivity barriers.

Through these improvements, ARBOs—many of which are cooperatives, multi-purpose cooperatives, and agrarian groups in Cagayan—can compete more effectively in both local and wider markets.

Why This Matters

For rural agrarian organizations that traditionally rely on local markets and manual processes, STEP GO-DIGITS is a gateway to modern business practices. It equips ARBOs with the digital tools and connectivity necessary to:

• Sell beyond their immediate locality through online channels.

• Improve productivity and operations efficiency by using digital systems instead of paper-based or manual tracking.

• Build long-term sustainability by adapting to digital trends in commerce and customer interaction.

Through STEP GO-DIGITS, the DTI has helped Cagayan ARBOs get connected and digitally capable, addressing infrastructure challenges and giving them access to e-commerce tools that can take their products and services to broader markets.  

Photos: Catherine Gardoce and DAR-DTI CARP

The Mauanan Baluncanag Gaddangao Farmers Irrigators Credit Cooperative (MBGFICC) as a thriving agrarian reform cooperative.

The Mauanan Baluncanag Gaddangao Farmers Irrigators Credit Cooperative (MBGFICC) is a thriving agrarian reform cooperative located in Purok 1, Baluncanag, Rizal, Cagayan, Philippines. Established in the mountainous region northwest of Tuguegarao City, MBGFICC has become a model of grassroots resilience and agricultural innovation.

Origins and Development

MBGFICC traces its roots to the 1980s when local rice farmers from the barangays of Mauanan, Baluncanag, and Gaddangao united to create the MABAGA Communal Irrigation System. This initiative aimed to ensure equitable water distribution for farming activities. In 2012, the group formalized as the MBG Farmers Irrigators Association and later registered with the Cooperative Development Authority in 2018 as MBGFICC. At the time of registration, the cooperative had 36 Agrarian Reform Beneficiaries (ARBs) and assets amounting to ₱36,000.

Membership and Services

Today, MBGFICC boasts 225 members, primarily ARBs engaged in rice and corn cultivation. The cooperative offers a range of services, including production loans, discounted farm machinery services, organic fertilizer production through vermicomposting, and the sale of farm inputs at competitive rates. Additionally, MBGFICC manages irrigation systems to ensure sustainable water distribution.

Government Support and Achievements

MBGFICC has received substantial support from various government agencies. In 2015, the Department of Agrarian Reform (DAR) provided ₱31 million under the Agrarian Reform Infrastructure Support Program for Small Water Impounding Systems. The cooperative also benefited from the Sustainable Livelihood Enterprise Program, receiving ₱250,000 in additional capital for small lending in the form of farm inputs. 

Despite challenges such as typhoons and the COVID-19 pandemic, MBGFICC demonstrated resilience by adapting its loan-giving approach and improving financial capacity through seminars and training provided by DAR. This adaptability led to a positive credit standing with the Land Bank of the Philippines, resulting in the approval of short-term loans and the acquisition of farm machinery, including a four-wheel-drive tractor and a rice combine harvester under the DA-PhilMech program. 

The Mauanan Baluncanag Gaddangao Farmers Irrigators Credit Cooperative (MBGFICC) in Rizal, Cagayan, has also been recognized as a Learning Site for Agriculture (LSA) under the Department of Agrarian Reform (DAR) in partnership with the Agricultural Training Institute (ATI). In 2022, the cooperative expanded its facilities by acquiring an additional 600 square meters of land specifically intended for the Farm Business School, aligning with its role as a beneficiary of the Agrarian Learning Site for Agriculture program.

As an LSA, MBGFICC serves as a model for sustainable farming practices, offering hands-on training and knowledge sharing to fellow farmers and community members. The cooperative's initiatives include organic fertilizer production through vermicomposting, efficient irrigation management, and the utilization of modern farm machinery. These efforts contribute to the empowerment of local farmers and the promotion of innovative agricultural techniques in the region.

Community Impact and Vision

MBGFICC has significantly contributed to the local economy by creating employment opportunities and supporting members in achieving financial stability. The cooperative's core values—Makers of dreams, Benevolence, God's loving members, Focus on one dream, Inspiring attitudes, Commitment to uplift lives, and Cooperation—guide its mission to uplift people's lives through accessible financial services, encapsulated in its motto, "No Farmers Left Behind."